摩根大通證券(亞太)有限公司(「摩根大通」)在本網站以電子方式存取有關證券及市場的若干文件及資訊。於進入本網站之前,摩根大通要求閣下細閱以下規管閣下進入及使用本網站的重要條款及條件以及免責聲明,並承諾閣下接納有關條款、條件及免責聲明。倘閣下同意,請點擊「進入網站」。倘閣下不同意,請點擊「離開網站」。

我已閱讀下文並同意其所載條款及條件。

並無意見建議受信關係

本網站的資料及資訊僅供作參考及討論用途,並無意作爲買賣任何證券或金融工具(包括本網站(定義見下文)所述在香港聯合交易所有限公司上市的認股權證、牛熊證或其他結構性産品)(「結構性産品」)的要約、邀請、誘因、意見、建議或遊說,亦不構成任何有關金融工具或交易策略之交易或任何於本網站所述交易的官方確認或估值。任何有關價格的資訊純熟指示性質並不代表摩根大通或其任何聯屬公司將以該價格進行交易。本網站的內容概不構成任何合約或承擔的基本部份。本網站或本網站的任何資料不應詮釋爲任何種類或形式的廣告、誘因或陳述。本網站的任何資訊並無考慮任何特定使用者的具體需要。

本網站提供的資料及資訊不應被視為投資、稅務、法律、會計、規例或任何其他意見。摩根大通或其任何聯屬公司概不就任何於結構性産品的投資承擔任何受信責任或法律責任。閣下於進行任何投資前應自行評估結構性産品所涉風險。

僅限香港居民使用

本網站僅針對及僅爲香港居民設立。本網站無意在發佈或使用本網站可能違反當地法律的任何司法權區或國家向當地的任何人士或實體分發或供彼等使用。倘閣下自本網站下載的任何資訊違反閣下現正居住國家的任何法律,摩根大通概不承擔任何責任。所有産品及服務並不一定在所有地區提供。本網站的資訊及資料可予變動,使用者不得依賴或按有關資訊及資料行事。

「本網站」指摩根大通證券(亞太)有限公司有關結構性産品的網站以及網站所載的全部資訊及資料。網站若干部份或頁面可能載有獨立且附加於此等條款及條件以及免責聲明的條款及條件或免責聲明。如有衝突,附加條款及條件或免責聲明將規限該等部份或頁面。

結構性産品的風險因素

本結構性產品並無抵押品。如發行人及擔保人無力償債或違約,投資者可能無法收回部份或全部應收款項。認股權證及可贖回牛熊證爲涉及衍生工具的結構性産品。除非閣下完全瞭解及願意承擔所涉風險,否則切勿投資上述產品。

結構性產品的價格可急升亦可急跌,投資者或會損失所有投資。可贖回牛熊證具有強制贖回機制,並可能會提早終止,屆時,(i)N類可贖回牛熊證的投資者將不獲發任何金額;(ii)R類可贖回牛熊證的剩餘價格可能爲零。結構性產品於第二交易市場的流通性亦無法預料的。J.P. Morgan Broking (Hong Kong) Limited 為認股權證及牛熊證及/或交易期權的莊家及流通量提供者亦可能為結構性產品的唯一流通量提供者。本網站中的任何意見,預測或估計僅代表發佈資料當日的判斷,摩根大通不保證未來事件或表現將與本網站中的任何意見,預測或估計一致。閣下應注意實際結果可能與本網站中發表的預測有重大差別。過往表現並不代表將來的表現。摩根大通並非投資者的顧問或信託人,亦不會負責決定投資該金融工具是否合法或適合任何準買家。

因此,閣下應為自己作風險評估並確保閣下明白結構性産品的性質及風險,並應(如適用)諮詢閣下的法律、稅務、會計、財務及其他專業顧問,以確保投資於結構性産品的任何決定對閣下的具體情況及財務狀況爲合適。

投資結構性産品前,閣下應仔細審閱及明白載於基本上市文件(包括任何增編)及相關推出公佈及補充上市文件中的條款及條件,連同發行人的財務報表及其他資料。

發行人及其聯屬公司(「J.P. Morgan Group」)為一間提供全方位服務的證券公司及一間從事多種證券交易及經紀活動的商業投資銀行,並且向廣大客戶提供投資銀行、資產管理、融資、財務顧問服務。因此,J.P. Morgan Group 可能就閣下向我們購入的證券從中潛在利益衝突。尤其是J.P. Morgan Group可能就交易所買賣基金的股份作為認可參與者或參與證券商,作為交易所買賣基金股份的莊家或大宗股票承購人,對交易所買賣基金的組建作出注資,並可能於交易所買賣基金的股份中擁有重大權益。該等活動可能對閣下可能購入的證券表現造成負面影響。J.P.Morgan Group的活動可能為其帶來豐厚回報,同時令交易所買賣基金的股份價值下跌。

J.P. Morgan Group不論作爲自營買賣商、代理人或莊家,可能持有自營買賣倉盤,並可能於結構性産品持有好倉或淡倉或其他權益,並可能隨時在公開市場上或以其他方式購買及或出售結構性産品。J.P. Morgan Group可能涉及其他財務、投資及專業活動例如為結構性産品相關股份的公司提供意見或貸款或參與該公司的責任承保或重租,該等活動可能引發有關證券或結構性産品(即本網站的主題)的利益或利益衝突。

本網站的Cookies用途

爲持續改善本網站及爲網站使用者提供更佳服務,摩根大通可能使用軟體工具或「cookies」收集有關網站訪客瀏覽活動的資料。Cookie爲一項技術,有時被稱爲文字檔,乃由網頁伺服器(網站)向網頁瀏覽器(訪客的電腦)發出,令瀏覽器記下若干資料。Cookie所持有的資料僅供發出該cookie的人士閱覽。

Cookie可分爲兩種:session cookies及persistent cookies。

舉例而言,session cookies乃用作維持網站的安全,並將所輸入的資料傳送予網站的其他頁面,避免再度輸入相同資料。 Persistent cookies乃用作於每次瀏覽發出cookie的網站時追蹤瀏覽習慣。可能收集的資料包括到訪網站日期及時間、所瀏覽的頁面、於網站所用時間以及緊接及緊隨瀏覽摩根大通網站前後到訪的網站。

倘摩根大通要求閣下登入網站時輸入密碼,謹爲閣下的安全而使用cookies。摩根大通或任何其聯屬公司亦收集集合所得資料,以供統計及評估用途。

變更互聯網瀏覽軟體的設定一般可停用cookies,亦可變更設定以接受特定cookies。倘cookies被停用,則表示網站內部份服務或實際上全部服務或許不能使用。

倘閣下透過本網站向摩根大通提供任何個人資料,已收集的個人資料可能由摩根大通或JPMorgan Chase & Co 集團公司的任何成 員公司及其聯屬公司及代理人(包括以欠缺或實施較歐盟標準爲低的保護資料法的國家爲基地的公司)處理,以輔助營運、設計及或營銷摩根大通及或摩根大通集團架構(「本集團」)內任何其他公司的現有及未來産品及服務。

網站使用者的私隱

摩根大通致力保護客戶私隱,並將採取所有合理程式確保閣下的個人資料妥爲保存,避免出現未經授權使用、遺失、披露或銷毀的情況。除明確規定外,閣下的個人資料僅以閣下同意的方式使用。

閣下亦可依願取得摩根大通所持有關閣下的個人資料副本。摩根大通可能就此向閣下收取法律准予的費用。請閱讀摩根大通的私隱政策,以瞭解閣下使用本網站時閣下的個人資料會如何處理。

超連結

本網站亦載有由第三方控制或提供的網站連結。摩根大通並無審閱且概不就使用與本網站連結的任何網站內資訊或其刊載或提供的資料、産品或服務或私隱慣例所産生的任何損失承擔責任(不論疏忽或其他方式)。在不損害上文的一般規定以及香港法律所准許最大程度的原則下,摩根大通概不就第三方網站資料的任何干擾、不正確、錯誤或遺漏(不論原因)或就此産生的任何形式的損害向任何人士承擔責任。

透過建立與第三方網站的連結,摩根大通並非認同或推薦該網站提供的任何産品或服務,摩根大通亦概不就該等網站所提供或刊登廣告的産品或服務的任何失當負責。有關第三方實行的私隱政策可能與摩根大通的不同,而第三方網站可能較本網站提供較低保障。請審閱有關第三方網站可能載有的條款及條件、相關免責聲明及私隱政策。

第三方提供的資料

摩根大通並無審閱且概不就路透社或第三方提供及經本網站發佈的任何資訊或資料承擔責任。任何該內容乃路透社或第三方資訊提供者的知識産物。在未經路透社或該第三方資訊提供者事先書面同意的情況下,明確禁止複製、重新發佈或重新分發(包括以高速存取、編制或類似方式)該內容。路透社概不就內容的任何錯誤或延誤或依賴有關內容而採取的任何行動承擔責任。路透社、Reuters Dotted Logo及Sphere Logo乃全球Reuters Group公司的商標及注冊商標。有關其他Reuters Services詳情,請瀏覽路透社公衆網站 http://www.reuters.com.

任何由信報財經新聞有限公司(信報財經新聞)提供的內容或資料 ,僅供參考用途。摩根大通並無審閱或驗證此內容或資料且概不就信報財經新聞提供及經本網站發佈的任何內容或資料承擔責任。有關內容或資料不得以任何方式或形式進行複制、存儲、下載、傳輸、重新發佈、發放或傳遞,也不得以任何方式進行編制。如閣下需要獲取更多資訊,請聯繫信報財經新聞。

許可

摩根大通謹此向閣下授出不可轉讓的非獨家許可,僅供閣下內部使用本網站所載任何應用程式(「該系統」),以便向摩根大通及或本集團獲取若干報告及服務,以及與摩根大通及或本集團進行業務。閣下同意不得將該系統轉讓、再許可、出租、出讓、分時、租賃、轉易、複製、翻譯、轉換爲另一程式語言、解編、反向組譯、修改或變更以供任何用途。閣下同意以信託形式爲摩根大通持有且並無向任何其他方披露、或准許任何其他方查核、複製或使用該系統或該系統所載、相關、往返傳送或來源的任何資訊(統稱「資料」)。閣下同意及授權摩根大通透過該系統傳送若干機密資料。閣下確認該系統及資料乃摩根大通的獨有財産,而摩根大通保留及擁有該系統及資料的所有權及全面擁有權。閣下使用該系統(包括不限於對摩根大通的任何通訊、指示、指令或透過該系統進行的其他交易)乃受此等一切條款及條件及免責聲明以及適用法律及法規所限。

倘該系統出現錯誤或失效,作爲閣下的唯一及全部補救方法以及按摩根大通的選擇代替本文所述任何其他補救方法,摩根大通可選擇提供錯誤修正、錯誤修復或更換該系統,惟任何有關錯誤修正、錯誤修復或更換須根據此等條款及條件、本協定(包括免責聲明及責任限制)項下所載的相同條款及條件提供。

摩根大通的評論

所有摩根大通於本網站的評論乃由摩根大通編制,僅供參考用途,並不構成任何要約、建議、提呈出售或招攬購買任何産品,亦並不構成摩根大通進行任何交易之承諾。本網站所載的任何意見、預測或估計乃爲發佈該評論當日的判斷,摩根大通並不保證未來業績或事件將與任何該等意見、預測或估計一致。閣下應注意實際結果可能與本網站中發表的預測有重大差別。過往表現並不代表將來的表現。

如本網站所載的評論或資料引用J.P. Morgan Group的研究報告,該評論或意見乃由摩根大通銷售及交易部人員而非J.P. Morgan Group的研究部所編制。因此該評論或資料的編制並無按照促進研究的獨立性的相關法規包括但不限於有關禁止於投資研究散播前進行交易的法例。本網站所載的評論或資料並不構成亦無意構成研究報告。
除非另有所指,任何於本網站所載的評論或意見純熟來自個別編制人及或特定的銷售及交易部門而可能與其他J.P. Morgan Group的部門包括研究部的意見或看法不同。

本網站(包括所載的評論或資料)並不構成亦無意構成於任何地區適用的法律和法規下定義的「研究報告」、「投資研究」或「獨立研究」。

責任限制

閣下同意遵守載於此等使用條款及條件以及本網站其他地方(如適用)中有關閣下使用本網站的條件。摩根大通概不就有關本網站、任何超連結網站或閣下未能使用有關網站,或有關運作或傳送的任何無法執行、錯誤、遺漏、干擾、欠妥、延誤、電腦病毒或線路或系統故障而導致的任何損害(包括(但不限於)直接或間接、特別、附帶或相應而生的損害)、損失或開支承擔責任。此等服務可能屬於摩根大通控制範圍以外或由第三方提供,在此情況下,摩根大通概不就其內容或提供此等額外服務的任何延誤、干擾或錯誤承擔責任。

版權

在本網站可取得的若干資料乃相關新聞及資訊服務提供者或向相關服務提供者提供有關資料的第三方或摩根大通的知識産物。有關資料乃受版權及其他知識産權法所保護,而資訊服務提供者或第三方或摩根大通(視乎情況而定)擁有全部擁有權。本網站版權所有。除非獲摩根大通及或(如有關)可能擁有有關商標及標誌的第三方書面批准,否則嚴禁使用本網站展示任何商標及標誌。閣下進入本網站時,僅可使用來自本網站的資料作閣下個人及非商業用途。有關使用將按照此等使用條款及條件以及本網站其他部份所載的規定(如有)。閣下不得複製、分發或重新分發資料(包括以高速存取、編制或類似方式)或出售、轉售、重新傳送或以其他方式令任何第三方可以任何方式獲取來自本網站的資料。數量乃按「現況」提供。摩根大通或任何第三方概不向閣下或任何第三方就(i)透過本網站向閣下提供的資料或任何其他資料的任何不準確或不完整或傳遞的延誤、干擾、錯誤或遺漏;或(ii)閣下或任何第三方依賴有關資料所作出的任何決定或採取的行動而直接、間接或相應産生的任何損失或損害承擔責任。第三方或摩根大通概不就業務收益虧損、溢利損失或任何懲罰性、間接、相應而生、特別或類似損害(不論以合約、侵權或其他方式)承擔責任,即使知悉閣下或任何第三方可能招致有關損害。

有關指數的資料

除上述免責聲明外,載於有關上市或發售文件內有關與結構性産品相關的各種指數的免責聲明及責任限制均適用於本網站的使用,且應納入本免責聲明內。摩根大通或任何提供本網站資料或數據的第三者,無論在任何情況下都不會爲其提供的相關指數資料承擔任何責任。

並無核查

本網站的資料乃依據摩根大通認爲可靠的公開來源所取得的資訊。然而,摩根大通並無核查有關資料,而有關資料可能並不完整或準確。本網站提供的資料所載的意見、估計及其他資訊可在未事先通知的情況下更改或撤回。

摩根大通並無任何責任更新或保持本網站資訊有效。摩根大通或其聯繫或關連人士及╱或聯屬公司、其董事、高級職員及╱或雇員(包括參與編制或發佈本網站資料的人士)或任何資訊提供者概不就本網站所載資料的真實性、準確性、完整性、足夠或合理程度或任何有關資料適用作任何用途發表任何明示或隱含的陳述或保證。

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任何估值均採用以公認財務原則及有關未來市況的合理估計爲基準的專有模型計算所得。以其他模型或不同假設爲基準的估值可能出現不同結果。摩根大通明確表示概不就(i)作出估值所用的模型或估計的準確性;(ii)計算或發佈估值的任何錯誤或遺漏;及(iii)依賴或使用有關估值而承擔任何責任。謹請注意,於計算若干工具的全部未來現金流量的現值時,可能需要對未來市況作出估計。在此情況下,摩根大通的計算乃根據吾等的內部政策及模型,使用摩根大通對相關未來市況的最佳合理估計而進行。

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具體而言,投資者須就每次發行活動參考有關個別工具的全部條款以厘定確實稅務待遇。該等條款於相關披露中訂明,並受於相關時間適用的稅務法律及慣例所限。投資者應就購買、擁有、行使及處置結構性産品衍生證券的稅務後果諮詢其稅務顧問。

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網絡私隱政策

私隱原則

您的私隱對我們至關重要。本《網絡私隱政策》說明您在瀏覽或使用摩根大通所提供與本政策有關或提述本政策的當前及其他網絡服務(統稱我們的「網絡服務」)時,我們如何收集、共享、使用及保護您的個人資料。然而,務請垂注,本《網絡私隱政策》並非我們就所有產品及服務的私隱原則所提出的獨家聲明。我們或會視乎您從我們獲得的金融產品或服務,或我們與您進行業務往來所處的司法權區,而應用其他私隱原則或政策。您可使用《網絡私隱政策》的網頁(https://www.jpmorgan.com/pages/privacy)提供的鏈結查閱若干該等政策。

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  • 我們向您提供有關個人資料共享的相關及適當選擇。
    我們可能就與附屬公司及第三方共享個人資料向您提供各種選擇。有關您的個人資料共享的選擇將於您從我們獲得的金融產品或服務所收到的私隱政策或通知內詳述。
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  • 對出於廣告用途收集有關您在不同時間及不同網站的個人網絡活動資料,我們尊重您的決定。
    摩根大通不允許非聯屬第三方在您使用我們的網絡服務時收集有關您的個人網絡活動資料。我們不會使用於非聯屬網站收集的個人資料對您作出與您瀏覽行為有關的廣告活動。若我們日後從事此項業務,我們將提供適當通知及選擇,以便您決定是否退出此項資料收集。
  • 我們將通知您我們的私隱政策及慣例變動。
    我們可能不時修改本《網絡私隱政策》。倘若如此,我們將以適當方式通知您,例如,在本網頁登載標有新「最近更新」日期的經修訂政策。除另有指明外,所有變動將於登載時生效。
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儘管摩根大通並無承諾定期更新本網站,摩根大通可能透過於本網站刊載更新版本,以不時修改此等免責聲明以及條款及條件。摩根大通亦保留限制、干擾或終止本網站的權利。閣下將不會收到任何其他形式的通知。

語言

此等條款及條件的中文譯本與英文版本如有歧義,概以英文版本爲准。

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The materials and information on this website are provided for information and discussion purposes only and are not intended as an offer, invitation, inducement, advice, recommendation or solicitation for the purchase or sale of any financial instrument (including warrants, callable bull/bear contracts or other structured products listed on The Stock Exchange of Hong Kong Limited described in the Website (as defined below) (“Structured Products”). Nothing contained herein shall form the basis of any contract or commitment whatsoever. Neither this website nor any material on this Website shall be construed as an advertisement, inducement or representation of any kind or form whatsoever. The materials on this Website do not take into account the particular needs of any specific user.

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Session cookies are used, for example, to maintain security on a site and to pass information that has been entered to other pages on the site to prevent further input of the same information. Persistent cookies are used to enable browsing habits to be tracked each time the site that sent the cookie is visited. The information that may be gathered includes date and time of visits, pages viewed, time spent at the site and the site visited just before and just after the J.P. Morgan Website.

We use cookies for your security if we require you to use a password when logging on to our Website. We also collect aggregated information for statistical and evaluation purposes.

Cookies can be disabled, generally through changing the internet software browser settings. It may also be possible to change the settings to enable acceptance of specific cookies. If cookies are disabled it may mean that not all services of a site, or indeed any, might be available.

If you provide any personal data to J.P. Morgan through this site, the collected personal data may be processed by J.P. Morgan or any member of the JPMorgan Chase & Co group of companies and their affiliates and agents (including companies based in countries where data protection laws might not exist or be of a lower standard that the EU) for the purposes of aiding in the operation, designing and/or marketing of present and future products and services of J.P. Morgan and/or any other company within the J.P. Morgan group structure (the “Group”).

Website Users’ Privacy

J.P. Morgan is wholly committed to protecting client privacy and will take all reasonable steps to ensure that your personal data is kept secure against unauthorised access, loss, disclosure or destruction. Your personal data, save as expressly provided, will only be used in ways which you have consented to.

If you wish, you may also have a copy of the personal data held in relation to you. We may, as allowed by law, charge you a fee for this. Please read our privacy policy to understand how your personal information will be treated when you use this Website.

Hyperlinks

The Website also contains links to websites controlled or offered by third parties. J.P. Morgan has not reviewed, and hereby disclaims responsibility (in negligence or otherwise) for, any loss howsoever arising from any use of the information, or materials, products or services posted or offered or privacy practices at any of the sites linked to this Website. Without prejudice to the generality of the foregoing and the maximum extent permitted by laws in Hong Kong, we will not be liable to anyone for any interruption, inaccuracy, error or omission, regardless of cause, in the information on the third party websites or for any kind of damages arising in connection therewith.

By creating a link to a third party website, J.P. Morgan does not endorse or recommend any products or services offered on that website, nor is J.P. Morgan liable for any failure of products or services offered or advertised at those sites. Such third party may have a privacy policy different from our privacy policy and the third party website may provide less security than this Website. Please review the terms and conditions, the relevant disclaimers and privacy policy that those third party websites may contain.

Information provided by third parties

J.P. Morgan has not reviewed, and hereby disclaims responsibility for, any information or materials which is provided by Reuters Limited or any third party and made available through this website. Such content is the intellectual property of Reuters Limited or such third party who provided the information and any copying, re-publication or re-distribution of such content, including by caching, framing or similar means, is expressly prohibited without the prior written consent of Reuters or such third party information provider. Reuters shall not be liable for any errors or delays in content, or for any actions taken in reliance thereon. Reuters, Reuters Dotted Logo and the Sphere Logo are trademarks and registered trademarks of the Reuters Group of companies around the world. For additional information on other Reuters Services please visit the Reuters public website - http://www.reuters.com.

Any content or materials provided by Hong Kong Economic Journal Co. Ltd. (HKEJ) is for information purpose only and JPM has not reviewed or validated such content or materials, and disclaims responsibility for any content or materials provided by HKEJ and made available through this website. Such content or materials cannot be copied, stored, downloaded, transmitted, reproduced, disseminated or transferred in any manner or form, and may not be edited in any way. Users are required to contact HKEJ for further information.

License

J.P. Morgan hereby grants to you a non-transferable, non-exclusive license to use, for your internal purposes only, any applications contained on the Website (the ‘System’) in connection with obtaining certain reports and services from J.P. Morgan and/or the Group and otherwise conducting business with J.P. Morgan and/or the Group. You agree not to transfer, sublicense, rent, assign, time-share, lease, convey, copy, translate, convert to another programming language, decompile, disassemble, modify or change the System for any purpose. You agree to hold in trust for J.P. Morgan and not disclose to any other party, or allow any other party to inspect, copy or use the System or any information contained in, related to, transmitted to or from, or derived from the System (collectively, the ‘Data’). You consent to and authorize J.P. Morgan to transmit certain confidential Data by means of the System. You acknowledge that the System and Data shall remain the sole property of J.P. Morgan and title and full ownership rights in the System and Data are reserved to and shall remain with J.P. Morgan. Your use of the System, including without limitation any communications with J.P. Morgan, instructions, orders or other transactions conducted by means of the System shall be subject to all of these terms and conditions and disclaimers as well as the applicable law and regulation.

In the event of an error or failure of a System, as your sole and exclusive remedy and in lieu of any other remedy hereunder at J.P. Morgan’s option, J.P. Morgan may elect to provide an error correction, bug fix, or replacement of the System, but any such error correction, bug fix, or replacement shall be provided under the same terms and conditions set forth under these terms and conditions, this Agreement including the warranty disclaimers and limitations of liability.

J.P.Morgan Commentary

All J.P.Morgan commentary is written by J.P.Morgan for reference purposes. They do not constitute any offer, solicitation for purchase or sale of any financial instruments, nor shall they be construed as an agreement by J.P.Morgan to enter into any transaction mentioned. Any opinions, forecasts or estimates in this Website constitute a judgment as of the date the information is published, and there can be no assurance that future results or events will be consistent with any such opinions, forecasts or estimates. You are cautioned that actual results may differ materially from those set forth in any forward-looking statements. Past performance is also not indicative of future results.

Limitation of Liability

You agree to comply with the conditions imposed on your use of the Website, as set out in these terms of use and conditions and elsewhere in this Website (if applicable). J.P. Morgan is not liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Website, any hyperlinked site or your use inability to use thereof, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure. These services may be outside J.P. Morgan’s control or provided by a third party in which in case J.P. Morgan cannot take responsibility for their content, or for any delays, interruptions or errors in the provisions of these additional services.

Copyright

Certain data accessible on the Website is the intellectual property of the relevant news and information services provider or third parties that provide such data to the relevant service provider, or J.P. Morgan. The data is protected by copyright and other intellectual laws and all ownership rights remain with the information service provider or the third party or J.P. Morgan, as the case may be. All copyrights on this Website are reserved. The use of any trademarks and logos displayed on this Website is strictly prohibited unless written permission for such use is obtained from J.P. Morgan and/or, where relevant, such third party, which may own the trademarks and logos.

You may only use the data retrieved from the Website for your own personal and non-commercial purposes while accessing the Website. Such use will be in accordance with these terms and conditions of use and the requirements set out elsewhere on the Website (if any). You may not copy, distribute or redistribute the data, including by caching, framing or similar means or sell, resell, re-transmit or otherwise make the data retrieved from our Website available in any manner to any third party. The data is provided ‘as is.’ Neither J.P. Morgan nor any third party shall be liable to you or any third party for any loss or damage, direct, indirect or consequential, arising from (i) any inaccuracy or incompleteness in, or delays, interruptions, errors or omissions in the delivery of the data or any other information supplied to you through this Website or (ii) any decision made or action taken by you or any third party in reliance upon the data. Neither a third party nor J.P. Morgan shall be liable for loss of business revenues, lost profits or any punitive, indirect, consequential, special or similar damages whatsoever, whether in contract, tort or otherwise, even if advised of the possibility of such damages incurred by you or any third party.

Information About Indices

In addition to the above disclaimers, the disclaimers and limitations of liability in relation to the various indices associated with the structured products and set forth in the relevant listing or offering documents shall apply to the use of this website and shall be incorporated into these disclaimers. In no event shall any member of the J.P. Morgan or any third party supplying information or data on this website have liability arising from any information provided on this website concerning such indices.

No Verification

The materials on this Website are based on information obtained from public sources considered by us to be reliable. However, we have not verified the materials, which may not be complete or accurate. Opinions, estimates and other information contained in the materials available on this Website may be changed or withdrawn without notice.

We are not under any obligation to update or keep current the information on this Website. None of J.P. Morgan or its associated and connected persons and/ or affiliates, their directors, officers and/ or employees (including persons involved in the preparation or issuance of the materials on this Website) or any information provider makes any representation or warranty, express or implied, of any kind as to the truth, accuracy, completeness, adequacy or reasonableness of the materials on this Website or as to the fitness of any such material for any purpose.

Where the information consists of pricing levels, disclosure materials, valuations, other analysis published on the Website or performance data, the information and data contained therein have been prepared on assumptions and parameters that reflect good faith determinations or have been obtained from sources believed reliable. The assumptions and parameters used are not the only ones which could have reasonably been selected, and accordingly, no guarantee is given in respect of the accuracy, reasonableness or completeness of such quotations, disclosure or analysis. Data computations are not guaranteed by any information service provider, third party or us or any affiliates and may not be complete. Neither any information service provider, third party or us give any warranties, as to the accuracy, adequacy, quality or fitness, timeless, non-infringement, title, of any information for a particular purpose or use and all such warranties are expressly excluded to the fullest extent that such warranties may be excluded by law.

Any pricing analytical tools or other pricing models included in this Website is for reference only. Such tools or models work according to certain well recognized financial principles, and are base on certain assumptions and current market conditions which are subject to change without notice. Prices or values based on other models or different assumptions may yield different results. J.P.Morgan expressly disclaims any responsibility for (a) the accuracy of the models or estimates used in deriving the prices or values; any (b) any errors or omissions in computing or disseminating the prices or values, and (c) any uses to which the prices or values are generated. Accordingly, any value obtained is purely indicative and no reliance should be placed on the information provided or obtained herein.

No representation or warranty is made that any indicative return or performance will be achieved in the future. Such information does not constitute investment advice by J.P. Morgan and is for information purposes only. You bear all risk from any use or results of using any information obtained from the Website. You are responsible for validating the integrity of any information received over the Internet.

Risks relating to the use of Website

Transmission for information over the Internet are not secure and may be subject to interruption, transmission delay or blackout arbitrary delays beyond our control. Information contained on this Website may be intercepted, lost, destroyed or delayed in transmission. , which may delay the provision of our services and the execution of your orders. Although we will use reasonable efforts to minimise such risk, we do not warrant that any communication available or generated from this Website is free from viruses, worms or other harmful components.

You acknowledge that neither any information service provider, third party nor J.P. Morgan will be liable to you or any third party for any losses arising from transmission. In no event will any information provider, third party or J.P. Morgan, be liable for any consequential loss including but not limited to special, incidental, direct or indirect damages resulting from delay or loss of use of the System. J.P. Morgan is not responsible for any damage to your computer, software, modem, telephone or other property resulting from your use of the System. We disclaim any liability for any tampering with your computer system by unauthorised parties. We expressly remind you of the risk of viruses, and the possibility of attacks by hackers.

Any values or prices are as of either the close of business or the time otherwise indicated on the date they are provided, are provided for information purposes only and are intended solely for your use. Prices or values may not represent (i) the actual terms at which new transactions could be entered into, (ii) the actual terms at which existing transactions could be liquidated or unwound or (iii) the calculation or estimate of an amount that would be payable following the designation of an early termination date under any agreement governing our trading relationship, and we do not warrant their completeness or accuracy.

Any valuations are derived from proprietary models based upon well-recognized financial principles and reasonable estimates about relevant future market conditions. Valuations based on other models or different assumptions may yield different results. J.P. Morgan expressly disclaims any responsibility for (i) the accuracy of the models or estimates used in deriving the valuations, (ii) any errors or omissions in computing or disseminating the valuations and (iii) any reliance on or uses to which the valuations are put. Note that in performing the calculations of the present value of all future cash flows for some instruments, it may have been necessary to make estimates about future market conditions. In these cases our calculations have been performed using J.P. Morgan’s best reasonable estimates of the relevant future market conditions, in accordance with our internal policies and models.

You acknowledge that J.P. Morgan does not give legal advice or tax advice. However, the Website may present general tax and estate planning information and principles in relation to the investments in the Structured Products. These general information and principles may not be applicable to your specific circumstances and financial position. You agree that these principles may not apply to your specific circumstances or take into account your comprehensive tax or estate planning situation.

Tax considerations

There are numerous tax issues related to investing. You may want to consult with your tax advisor concerning your particular situation prior to making any investment. The information presented on this Website is not intended to supply tax, legal, or investment advice, and may not be accurate for all persons or, all kinds of Structured Products, securities or transactions.

The presentation of certain tax considerations relevant to the purchase, ownership and disposition of Structured Products is of a general nature only and does not address every potential tax consequence of an investment in derivative securities under all applicable laws. The summaries presented are based on treaties, laws, regulations, rulings and decisions in effect at the date of this writing, all of which are subject to change.

In particular, the precise tax treatment of an investor needs to be determined for each issue with reference to the full terms of the specific instrument. Such terms are specified in the relevant disclosure and are subject to the applicable tax law and practice at the relevant time. Investors should consult their own tax advisors on the tax consequences of the purchase, ownership, exercise and disposition of the Structured Products derivative securities.

Online Privacy Policy

Privacy Principles

Your privacy is important to us. This Online Privacy Policy explains how we collect, share, use and protect your personal information when you visit or use this and other online services offered by J.P. Morgan that link to or reference this policy (collectively, our “online services”). Please note, however, that this Online Privacy Policy is not an exclusive statement of our privacy principles across all products and services. Other privacy principles or policies may apply depending on the financial products or services you obtain from us, or the jurisdiction in which we are doing business with you. You can access many of these policies using the links at the bottom of this page.

  • We protect your information.
    We take our responsibility to protect the privacy and confidentiality of your information, including personal information, very seriously. We maintain physical, electronic and procedural safeguards that comply with applicable legal standards to secure such information from unauthorized access and use, alteration and destruction. We hold our employees accountable for complying with relevant policies, procedures, rules and regulations concerning the privacy and confidentiality of information.
  • We endeavor to collect, use and maintain client information only for appropriate purposes.
    • The types of personal information we may collect from you when you visit or use our online services include your name, email address, mailing address, telephone number(s), account numbers, limited location information (for example, a zip code to help you find a J.P. Morgan office near you), user name and password. We may also collect payment card information, Social Security numbers, driver’s license numbers (or comparable) when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
    • In addition to the personal information described above, we may collect certain information about your use of our online services. For example, we may capture the IP address of the device you use to connect to the online service, the type of operating system and browser you use, and information about the site you came from, the parts of our online service you access, and the site you visit next. As explained in more detail in our Cookies Policy, we or our third-party partners may use cookies (as well as web beacons or other technologies) to collect and store this and other information about your visit to, or use of, our online services. We may later associate the usage and other information we collect online with personal information about you, as permitted or required by law.
    • We may also collect information about you from additional online and offline sources including commercially available third-party sources, such as credit reporting agencies. We may combine this information with the personal and other information we have collected about you under this Online Privacy Policy.
    • We may use the information we collect from you to help us deliver our online services; to administer, evaluate and improve our business (including developing new products and services, improving existing products and services, performing data analytics, and performing accounting, auditing and other internal functions); manage our risks; market our services and products; and to comply with and enforce applicable laws and regulations, relevant industry standards, contractual obligations and our policies. We may also use data that we collect on an aggregate or anonymous basis (such that it does not identify any individual clients) for various business purposes, where permissible under applicable laws and regulations.
  • We respect and protect your privacy even when you’re on the go.
    For your convenience, J.P. Morgan offers you the ability to access some of our products and services through mobile applications and mobile-optimized websites. When you interact with us through your mobile device, we may collect information such as unique device identifiers, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information, such as precise geolocation information.
  • We share personal information with affiliates and with others when we believe it will enhance the services and products we can provide to you or for legal and routine business reasons.
    • We share personal information among our affiliates and business units when we believe it will enhance the services we can provide, but only in circumstances where such sharing conforms to law, any applicable confidentiality agreements, and our policies and practices.
    • We may disclose information we have about you as required or permitted by law. For example, we may share information with regulatory authorities and law enforcement officials when we believe in good faith that such disclosure is necessary to comply with legal requirements. We may share information with third parties where appropriate to protect against fraud or verify or enforce our terms of use, our other rights, or other applicable policies.
    • From time to time, we enter into agreements with other companies to provide services to us, or to make services and products available to you. Under these agreements, these companies may receive your personal information, but they must safeguard this information, and they may only use it for those purposes we specify.
    • We may share your personal information with any person or entity if we have your consent to do so.
  • We may transmit, transfer or process information to, or through, any country in the world, as we deem necessary, appropriate or consistent with legal or regulatory obligations.
    As a global company, we strive to provide you with access to the highest-quality financial products and services wherever you are. To do this, we may share your personal information among members of the JPMorgan Chase & Co. family of companies or service providers that may be located outside your home country. Although the data protection laws of these countries may be less stringent than those in your own, J.P. Morgan will take appropriate steps to ensure your personal information is handled as described in this Online Privacy Policy.
  • We provide you with relevant and appropriate choices regarding the sharing of personal information.
    We may give you choices regarding the sharing of personal information with affiliates and third parties. Choices you have about the sharing of your personal information will be described in the privacy policies or notices you receive in connection with the financial products or services you obtain from us.
  • We offer you the opportunity to access and correct your information on file with us.
    Keeping your account information up-to-date is very important. You may review or update certain account information by logging in and accessing the “Client Center” section. If you cannot change the incorrect information online, or you prefer to request changes offline, please contact your J.P. Morgan representative using the contact information listed on your account statements, records or other account materials.
  • We respect your decisions about the collection of personal information related to your online activities over time and across different websites for advertising purposes.
    J.P. Morgan does not allow unaffiliated third parties to collect personal information about your online activities when you visit our online services. Nor do we use personal information collected across non-affiliated websites for the purpose of serving you advertising related to your browsing behavior. If we engage in this practice in the future, we will provide appropriate notice and choice so that you may opt out of the practice.
We tell you when our privacy policies and practices change.

We may change this Online Privacy Policy from time to time. When we do, we will let you know by appropriate means such as by posting the revised policy on this page with a new “Last Updated” date. All changes will become effective when posted unless indicated otherwise.

Updates/termination

We may amend these Disclaimers and Terms and Conditions from time to time by posting the updated version on this Website, although we do not undertake to update this Website regularly. We also reserve the right to restrict, interrupt or terminate this Website. No other form of notification will be delivered to you.

Language

A Chinese translation of this website is available. In the event of any inconsistency between the English version and Chinese translation, the English version shall prevail.

Governing law and jurisdiction

Terms in these “Disclaimers and Terms and Conditions” are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region of the People’s Republic of China. By clicking the “I Accept” icon, you agree to submit to the jurisdiction of the courts of Hong Kong in respect of any matters or disputes arising under this Website.

Please ensure the below self-certification statement is also included:

“By clicking "I Accept" below, you confirm that you are legally resident in Hong Kong at the time this website (“Website”) is accessed. J.P. Morgan does not accept any responsibility whatsoever for the distribution of the information and material available to individuals or entities which provide false certification regarding their country of legal residence/ location.